1

knowledge

A risk manifests as an uncertainty of loss or damage

application

Give examples of risk-related activities such as cycling, skateboarding, and raising pets.

2

knowledge

Risks and accidents are an inevitable part of everyday life

application

Write an unexpected accident in the newspaper, such as a tornado, a car accident or a disease, and describe the impact of it on individuals and families.

3

knowledge

Individuals can accept risks. Otherwise they can take measures to avoid and reduce risks and thus protect themselves.

application

Paint a poster to describe a school-age activity (e.g., owning and cycling). Show how to avoid the risk of loss and damage (e.g., not cycling), how to reduce the likelihood of an accident (ride in a safe way), and how to reduce potential harm in the event of an accident (e.g., wearing a bicycle helmet).

4

knowledge

Individuals need to learn how to deal with accidental losses in case of emergency.

application

Give an example that emergency savings offset economic losses.